TimeBank, Pay It Forward, Community Exchange, Harwich Community Exchange, Cape Cod Banks, Cape Cod Time Bank, Timebanks.USA, Cape Cod Community Exchange, Cape Cod SkillShare, SkillShare

How Much is YOUR community worth to you? Membership Fees $10 - $50 per year.

Please send your membership donation to:
Cape Cod Time Bank 5 Stage Coach Road Harwich, MA 02645
We are a Massachusetts Incorporated, Non Profit, 501 (c) (3) (IRS pending), federally recognized community based agency. EIN 80-0401886
Cape Cod Time Bank was is spearheaded by local activist, John Bangert and co- founded by a group of like minded, dedicated folks who have committed to each other to meet monthly at home based community potlucks dinners after the inauguration of our new president, as a way to weave the Cape Cod community together one hour at a time.
What can we all do to rebuild or community, the 1st 100 days, or 1st 1000 days of this year to serve all Americans by serving in our own communities on hour a at a time?
A website was established on March, 2009 and so far, more than 120 individuals and families have joined together to share their gifts and talents and to earn Time Bank Dollars to spend when needing assistance at a later time.
To join Cape Cod Time Bank or any other TimeBank just go to: TimeBanksUSA
We expect more than 3500 volunteer hours of service to occur over the next twelve months. Any individual may join by voluntarily donating $10 – 50 per year to help underwrite communication and website costs.
Volunteer assets are documented on a simple interactive computer questionnaire each member completes, and then each member records time volunteered and needs for assistance. Volunteer coordinators keep track of the time dollars and send emails to participants to document volunteer services rendered or received.
Time Bank is an equal opportunity nonprofit organization operating in the Commonwealth of Massachusetts. We are a nonpartisan, nonpolitical and we are not affiliated with any particular religion, creed or doctrine. Anyone may join hands and stand with other Time Bank members to work together to meet community needs. With Time Banking, sharing gifts means building trust.
The premise behind the Cape Cod Time Bank is to link together people who have time and talent with those who need help. This is not a barter system, but a goodwill offering of time and talent to selflessly help others.
Edgar H.Cahn, the founder of the Vista Program and author of Time Dollars and No More Throw-Away People, founded the first Time Bank in 1986. The movement now has more than 100 affiliated Time Bank organizations from coast to coast and from north to south. It also has affiliations in Wales, Ireland, Great Britain and dozens of other international locations.
The Cape Cod Time Bank is dedicated to five Core Values:
1. Assets We are all assets. Every human being has something to contribute.
2. Redefining Work Some work is beyond price Work has to be redefined to value whatever it takes to raise healthy children, build strong families, revitalize neighborhoods, make democracy work, advance social justice, and make the planet sustainable. That kind of work needs to be honored, recorded and rewarded.
3. Reciprocity Helping works better as a two-way street The question: “How can I help you?” needs to change so we ask “How can we help build the world we both will live in?”
4. Social Networks We need each other. Networks are stronger than individuals. People helping each other reweave communities of support, strength & trust. Community is built upon sinking roots, building trust, creating networks. Special relationships are built on commitment.
5. Respect Every human being matters. Respect underlies freedom of speech, freedom of religion, and everything we value. Respect supplies the heart and soul of democracy. When respect is denied to anyone, we are all injured. We must respect where people are in the moment, not where we hope they will be at some future point.
Currently, the organization operates by volunteers who serve the community. Over time, as the Time Bank membership grows, a part-time manager will be hired and as the need dictates, within four or five years a full-time Executive Director will be appointed by the board of directors. The organization’s board of four members is being expanded to 9-10 as the by-laws describe, with revolving three year terms.
Residency from all along Cape Cod will allow Time Bank board members to share the message to civic groups, hospitals, libraries and schools.
While board members may wear many hats in their work, civic and social lives, they will not lobby or seek to influence legislation while performing their Time Bank duties.
All board members serve without compensation.
All are required to be Time Bank members in good standing and all contribute time, talent and personal donations to further the mission of Cape Cod Time Bank.
A conflict of interest statement was adopted by resolution at the first board meeting and is attached for review.
New board members will be given a copy and asked to sign it before being seated on the board of directors.
How Does Time Bank Work?
First, take a look at our website, capecodtimebank.org. A Time Bank is like a food bank or food pantry, which is a collection of nourishment for needy members of the community.
A Time Bank is a network that allows members to exchange assistance and services and this service is tracked and reported by computer. Time Bank members offer activities they enjoy, like cooking, gardening or tutoring. When a member needs something, they review the computer database of services on offer, check availability, and create a request.
A member can also request a new service and hope that another member will step up and meet that need. No money ever exchanges hands. Instead, for each hour of work given, one Time Dollar is deposited in the member’s account. Time Bank activities allow one individual to serve one individual or one individual to serve many individuals. It also allows many people, collectively, to serve many others, or to serve just one.
Please review copies of articles and testimonials to round out the picture of the Cape Cod Time Bank
The only asset currently owned by Time Bank is the software valued at approximately $500 that manages our member’s accounts and tallies hours needed and exchanged.
Fundraising
Funding in the past has come from individual donations and member donations. In the future, once we have received the IRS letter of determination, fundraising will follow four or five paths to success:
1. Emails to community leaders, business owners and elected officials will solicit cash contributions or in-kind support. A brochure will be included with the email.
2. Letters requesting a variety of assistance will also be sent to identifiable community donors.
3. Grant requests to corporations, foundations and governmental entities will provide up to 50% of operating revenue by our third year of operation. Written requests will include a copy of the brochure, annual report, DVD of sample Time Bank projects, an audited financial statement and testimonials from volunteers and recipients.
4. Special event fund raising will include online auctions, dinners with silent and live auctions, round robin dinners in Time Bank members’ homes, and concession proceeds from Craft Fairs, or local Summer League Baseball games on Cape Cod. etc.
5. Annual meeting that will bring all Time Bank members together at one time.
If Time Bank is offered large gifts of real estate or property such as a vehicle or boat, the board of directors will seek legal advice and adopt a policy before accepting any such gifts to insure that the gifts are handled legally and in the best interests of Cape Cod Time Share.

Cape Cod Time Bank Membership LOG IN / OR HOW TO JOIN!

Donations To Build Our Cape Cod Time Bank!

Weaving Our Community One Hour At a Time!

Tuesday, March 31, 2009

Time to Join Cape Cod Citizens Committee for Economic Recovery






Cape Cod Time Banking - Do Me A Favor ?



A Time Bank is a software run network that allows members to exchange services. Members place offers for things they enjoy or don't mind doing, such as cooking, gardening, or tutoring on the 'marketplace'. Then, when a member needs something, they first look at offers and then either respond to an offer to check availability, or create a request if none exists. When an exchange is completed, the member who gave the help debits the appropriate amount of Time Dollars from the recipients account. One hour always equals one Time Dollar. Every member starts with two Time Dollars.



http://www.facebook.com/home.php#/group.php?gid=61716860126

http://capecodtimebank.blogspot.com/


In economics, a time-based currency is an alternative currency where the unit of exchange is the person-hour.

Time-based currencies value everyone’s contributions equally. One hour equals one service credit. In these systems, one person volunteers to work for an hour for another person; thus, they are credited with one hour, which they can redeem for an hour of service from another volunteer. With dentists getting the same as dog-walkers, there are few dentists.


Time Dollars are created via mutual credit: Each transaction is recorded as a corresponding credit and debit in the accounts of the participants. In a Time Dollars system, or Time Bank, each participant's time is valued equally, whether he/she is a novice or an extensively trained expert. Time Dollars thus recognize and encourage reciprocal community service, resist inflation without encouraging hoarding, and are in sufficient supply, which enables trade and cooperation among participants. More importantly, the Time Bank is a tool for reweaving the very fabric of community. The tool has proven to be extremely flexible, working equally well across ethnic, socioeconomic, religious or racial groups. It has been implemented in a wide variety of settings - rural Appalachia, urban St. Louis, in Youth Court, and in retirement communities, to name a few.

Time banks

Edgar Cahn came up with Time Dollars as "a new currency to provide a solution to massive cuts in government spending on social welfare. If there was not going to be enough of the old money to fix all the problems facing our country and our society", Edgar reasoned, "why not make a new kind of money to pay people for what needs to be done? Time Dollars value everyone’s contributions equally. One hour equals one service credit."[citation needed] Cahn wrote two books, Our Brother’s Keeper and No More Throw-Away People.

The largest and most active Time Bank in the United States is the Portland Time Bank in Maine, offering startup training and comprehensive offline/online time bank management software. In the United Kingdom the plans are called timebanking, time banks and hour banks. There are reported to be 75 plans running in the UK, with 30 operating in Greater London. They are promoted as a tool in community regeneration.

In Spain a new time bank community, Kroonos, combines the latest internet social networking tools with an Exchange Trading System. With an international perspective and users in Spanish-speaking countries it also enables non-local exchanges facilitated by on-line technology.


Tuesday, March 24, 2009

The Next Story



A Second 9/11 in Slow Motion With a Whimper, Not a Bang! the Old Neighborhood Empties

By Tom Engelhardt

A block from my apartment, on a still largely mom-and-pop, relatively low-slung stretch of Broadway, two spanking new apartment towers rose just as the good times were ending for New York. As I pass the tower on the west side of Broadway each morning, one of its massive ground-floor windows displays the same eternal message in white letters against a bright red background: "Locate yourself at the center of the fastest expanding portion of the affluent Upper West Side."

Successive windows assure any potential renter that this retail space (10,586 square feet available! 110 feet of frontage! 30 foot ceilings! Multiple configurations possible!) is conveniently located only "steps from the 96th Street subway station, servicing 11 million riders annually."

Here's the catch, though: That building was completed as 2007 ended and yet, were you to peer through a window into the gloom beyond, you would make out only a cavernous space of concrete, pillars, and pipes. All those "square feet" and not the slightest evidence that any business is moving in any time soon. Across Broadway, the same thing is true of the other tower.

That once hopeful paean to an "expanding" and "affluent" neighborhood now seems like a notice from a lost era. Those signs, already oddly forlorn only months after our world began its full-scale economic meltdown, now seem like messages in a bottle floating in from BC: Before the Collapse.

And it's not just new buildings having problems either, judging by the increasing number of metal grills and shutters over storefronts in mid-day, all that brown butcher paper covering the insides of windows, or those omnipresent "for rent" and "for lease" signs hawking "retail space" with the names, phone numbers, and websites of real estate agents.

I hadn't paid much attention to any of this until, running late one drizzly evening about a month ago, and needing a piece of meat for dinner, I decided to stop at Oppenheimer's, a butcher shop only three blocks from home. I had shopped there regularly until a new owner came in some years ago, and then the habit slowly died. The store still had its awning ("Oppenheimer, Established 1964, Prime Meats & Seafood") and the same proud boast of "Steaks and Chops Cut to Order, Oven-ready roasts, Fresh-ground meats, Seasonal favorites," but you couldn't miss the "retail space available" sign in the window and, when I put my face to the glass, the shop's insides had been gutted.

Taken aback, I made my way home and said to my wife, "Did you know that Oppenheimer's closed down?" She replied matter-of-factly, "That was months ago."

Okay, that's me, not likely to win an award for awareness of my surroundings. Still, I soon found myself, notebook in hand, walking the neighborhood and looking. Really looking. Now, understand, in New York City, there's nothing strange about small businesses going down, or buildings going up. It's a city that, since birth, has regularly cannibalized itself.

What's strange in my experience -- a New Yorker born and bred -- is when storefronts, once emptied, aren't quickly repopulated.

Broadway in daylight now seems increasingly like an archeological dig in the making. Those storefronts with their fading decals ("Zagat rated") and their old signs look, for all the world, like teeth knocked out of a mouth. In a city in which a section of Broadway was once known as the Great White Way for its profligate use of electricity, and everything normally is aglow at any hour, these dead commercial spaces feel like so many tiny black holes. Get on the wrong set of streets -- Broadway's hardly the worst -- and New York can easily seem like a creeping vision of Hell, not as fire but as darkness slowly snuffing out the blaze of life.

A Stroll in the Neighborhood

Let me take you, then, on a little tour of the new face of my neighborhood. Along the ten blocks closest to my home, the banks (with one exception), the fast food restaurants (Subway, Dunkin' Donuts, Blimpie), and above all the chain drugstores that crowd onto successive blocks (Rite Aid, Walgreens, Duane Reade) still stand. It's the small places that seem to be dropping like flies.

So here we go up those subway steps at 96th where a branch of WaMu (Washington Mutual Bank, placed in receivership by the FDIC in September 2008 and quickly sold to JP Morgan) stands empty. Now, start walking up the east side of Broadway, past Citibank on 96th and the Bank of America at the corner of 97th, until you come to little Alpine Sound Electronics, or the shell of it anyway, where I used to buy my cheap, waterproof watches for my daily swim at the Y. Now it's gone, though an emphatic "sale, sale, sale, sale, sale" sign over the door is a reminder of its final moments.

Take another sec and check out the other side of the street, where at mid-block a canopy advertising "Moroccan & Indian Home Decoratives, Aromatherapy, Exotic Gifts" still stands, but with a "Store for Rent" sign in the window and a desolate interior -- a couple of ratty shelves, a single chair, a half-filled black garbage bag, and a broom. Right beside it is (or was) a tiny children's clothing store. Its striped awning now sports a gaping hole in its center as if it had been hit by a missile, though its window still says, "Made in New York City" enjoyed worldwide!" Not so much today.

But let's not tarry. Keep going past 98th, by that butchered butcher shop, but do note, next to it, another vacancy, the shell that housed a small wine bar and restaurant, Vinacciolo, that came and went. Only two long, bare, narrow tables remain on a floor scattered with trash.

Now, we're almost at 100th, passing those two towers with their unrented frontages and, on the east side of the street, the classic facade of the old Metro movie house, closed to build one tower, and still empty. The cracked glass of the ticket teller's booth backed by plywood gives the neighborhood that distinctive Last Picture Show feel.

Just above 100th on the west side of Broadway is the store once occupied by Sterling Optical. They moved more than two years ago (I followed them faithfully) and the metal security grill has remained in place ever since. Ditto the storefront next to it, empty but for a little hand-lettered sign on the door, "Fedex Please Knock Hard" -- it better be mighty hard! -- and a tiny "Zagat Rated 2006 Shopping Guide" decal on the window.

Well, you get the idea, if you haven't already experienced the equivalent wherever you live. At 101st, A & S Art/Framing ("custom framing and mirrors"), a sliver of a store, has closed up shop. Between 102nd and 103rd, Planet Kids is emptying out. ("After 18 years we are closing on March 31st...") On 103rd, the Royal Kabab & Curry restaurant has, like the optician, moved on to lower-rent digs without being replaced; and, on 105th, Tokyo Pop, a Japanese restaurant, all of whose wait staff mysteriously spoke English with French accents, has also disappeared, though its papered-over windows uniquely promise a "Pizzabar" in the Spring. (I'm not holding my breath.)

Actually, if you head in just about any direction, the toll is apparent. Go south on Broadway from 96th, for instance, and you pass the same proliferating patches of emptiness. At 93rd, the tiny storefront of the all-detective bookstore Murder Ink, which closed on the last day of 2006 (about the moment when this deepening recession officially began) remains unoccupied.

Further south, there are slaughtered neighborhood restaurants galore. Not surprisingly, even in food-mad New York, people are eating out less and our streets, except perhaps on a Saturday night, seem visibly less populated. Near the corner of 91st, Mary Ann's, a festive Tex-Mex spot, bit the dust; just before 90th, the upscale seafood restaurant Docks Oyster Bar shut its doors so recently that its red "restaurant" sign is still lit ("Docks thanks you all for your loyal patronage over the years but this restaurant is now closed!"); at the corner of 88th, in the spacious two-floor space that used to house Boulevard (on whose paper tablecloths my kids and I drew faces with restaurant-provided crayons), and then a dizzying succession of restaurants whose names escape me, the bar chairs are carefully stored upside down on the bar and a "For Rent" sign is in the window; and, on 77th, Ruby Foo's, a giant pan-Asian joint, described by Zagat's as "Disneyfied," has shut, too.

Only below 72nd street, where the neighborhood gets noticeably tonier, and the banks (TD, HSBC, Capital One, Chase, Bank of America) begin to breed and multiply, and the urban mall stores (Pottery Barn, Barnes & Noble, The Gap, Bed Bath & Beyond) proliferate, do the deaths end (except for a Circuit City branch at the corner of 67th that went down with that bankrupt chain).

Here, stores are still clean, well-lighted places, though a remarkable number of them sport signs that say: "save up to 50%," "up to 70% off!"

9/11, The Sequel

Let's not exaggerate. New York City is not downtown Elkhart, Indiana -- not yet anyway (although the other night on Amsterdam Avenue, just east of Broadway, I noted a block of 12 tiny storefronts, nine of which had been emptied). Yes, rents on avenues like Broadway remain sky-high and, these days, getting a bank loan if you're a small start-up is bloody murder, and the city's zoos are losing their state funding, the hospitals are getting rid of staff, the Metropolitan Museum of Art is having layoffs, the unemployment rate is rising fast, property values are sinking, mass transit riders are facing fare increases as well as major service cuts, and the Greater New York Orchid Society has canceled its annual show. Nonetheless, this global financial capital is still surfing the final modest wavelets of the tsunami of money that flowed through its veins in the good times (some of which continues to head "our" way, thanks to government bailout plans).

Still, as you walk past those patches of darkness, a thought almost can't help but form. For the last seven years, we've been waiting for 9/11, The Sequel, to arrive from Afghanistan or some similar place. The media has regularly featured fantasy scenarios in which Islamic terrorists sneak atomic bombs or "dirty bombs" into cities like New York and set them off. ABC's Charles Gibson even highlighted such a possibility in a Democratic presidential debate. ("I want to go to another question... The next president of the United States may have to deal with a nuclear attack on an American city. I've read a lot about this in recent days. The best nuclear experts in the world say there's a 30 percent chance in the next 10 years...") And the Bush administration claimed as one of its great accomplishments the prevention of a repeat of 9/11.

And yet, in a sense, as on September 11, 2001, maybe we were just looking the wrong way. After all, you might say that an economic dirty bomb did go off in downtown New York and this city (not to say, the nation and the world) has been experiencing a second 9/11 ever since, even if in slow motion.

In my neighborhood, back in those fateful September days in 2001, you could hear the sirens, see the jets streak overhead, catch the acrid smell of the towers and everything chemical in them burning, and like the rest of America, watch those apocalyptic-looking scenes of the towers collapsing in clouds of ash and smoke again and again. But if the look then was apocalyptic, the damage, however grim, was limited.

This time around there's no dust, no ash, no acrid smell, no sirens, no jets, and no brave rescuers either. And yet the effect might, sooner or later, be far more apocalyptic and the lives swallowed up far greater. This time, of course, the fanatical extremists were homegrown. Their "caves" were on Wall Street. They hijacked our economy and did their level best to take down our world.

And they may have come closer than most of us imagine. Alpine Sound and Oppenheimer, Tokyo Pop and Planet Kids, Docks and Ruby Foo's have all gone down (and more are surely headed that way). For the people who owned, or ran, or worked in them, unlike the survivors of the original 9/11, there will be no moving bios in the local papers, no talk of compensation, and no majestic memorials to argue about.

For the perpetrators, who have, at worst, gone home pocketing their millions, there will be no retribution. No invasions will be launched, no missiles shot into homes or hideouts. None of them will be pursued to their lairs, or kidnapped off the streets of New York, or from their palatial mansions, or apartments, or estates. None will be spirited to foreign lands to be imprisoned and tortured. None will be labeled "enemy combatants."

Quite the opposite, in 9/11, The Sequel, the U.S. government is willing to pay many of them and their institutions in the multi-billions for their time and further efforts.

In the second 9/11, all the pain and torture is in the neighborhood.

Tom Engelhardt, co-founder of the American Empire Project, runs the Nation Institute's TomDispatch.com. He is the author of The End of Victory Culture, a history of the Cold War and beyond, as well as of a novel, The Last Days of Publishing. He also edited The World According to TomDispatch: America in the New Age of Empire (Verso, 2008), an alternative history of the mad Bush years.

Copyright 2009 Tom Engelhardt


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